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When can notaries withhold services based on misunderstanding?

  1. When the document is complex

  2. When they believe someone doesn't understand what they're signing

  3. When the signer is a minor

  4. When notarization is requested outside business hours

The correct answer is: When they believe someone doesn't understand what they're signing

Notaries can withhold services based on misunderstanding if they believe the signer does not fully understand the document they are signing. This may be due to a language barrier, lack of comprehension, or any other potential misunderstanding. It is important for notaries to ensure that their clients understand the significance and implications of the document they are signing. Therefore, the options A, C, and D are incorrect because none of them necessarily pertain to a misunderstanding between the notary and the signer. Option A mentions complexity of a document, but this does not indicate a misunderstanding by the signer. Option C mentions a minor, but a misunderstanding may still occur regardless of the signer's age. Option D mentions business hours, but this does not pertain to a misunderstanding either.